{"id":648643,"date":"2026-09-28T09:13:08","date_gmt":"2026-09-28T16:13:08","guid":{"rendered":"https:\/\/www.genesys.com\/blog\/post\/why-the-customer-now-has-a-360-degree-view-of-the-enterprise"},"modified":"2026-10-14T02:04:40","modified_gmt":"2026-10-14T09:04:40","slug":"why-the-customer-now-has-a-360-degree-view-of-the-enterprise","status":"publish","type":"blog","link":"https:\/\/www.genesys.com\/pt-br\/blog\/post\/why-the-customer-now-has-a-360-degree-view-of-the-enterprise","title":{"rendered":"Por que o cliente agora tem uma vis\u00e3o de 360 graus da empresa"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_section full_width=&#8221;stretch_row&#8221;][vc_row][vc_column][vc_column_text css=&#8221;&#8221;]<span data-contrast=\"none\">H\u00e1 duas semanas, eu achava que entendia o papel da intelig\u00eancia artificial (IA) na experi\u00eancia do cliente (CX).  <\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Ent\u00e3o, minha esposa e eu nos envolvemos em um grave acidente de carro.  <\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Em um instante, nos vimos lidando com um ecossistema complexo de prestadores de servi\u00e7os de sa\u00fade, seguradoras<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> <\/span><span data-contrast=\"none\">, advogados, decis\u00f5es financeiras, processos de indeniza\u00e7\u00e3o, informa\u00e7\u00f5es diagn\u00f3sticas e, por fim, a necessidade<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> <\/span><span data-contrast=\"none\">de trocar nosso ve\u00edculo.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> <\/span><\/p>\n<p><span data-contrast=\"none\">Esses s\u00e3o setores que se baseiam na especializa\u00e7\u00e3o.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Historicamente, o cliente iniciava muitas dessas experi\u00eancias em uma situa\u00e7\u00e3o de grande desvantagem em termos de informa\u00e7\u00e3o. Seu<\/span> m\u00e9dico <span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> <\/span><span data-contrast=\"none\"> compreendeu a terminologia m\u00e9dica. Seu advogado entendia a lei. Sua seguradora<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> <\/span><span data-contrast=\"none\"> explicou os termos da ap\u00f3lice e o processo de sinistros. Seu banco aprovou o financiamento. Seu revendedor de autom\u00f3veis<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> <\/span><span data-contrast=\"none\">conhecia bem o ve\u00edculo, os pre\u00e7os, as garantias e a transa\u00e7\u00e3o.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> <\/span><\/p>\n<p><span data-contrast=\"none\">Voc\u00ea contou com cada institui\u00e7\u00e3o para ajud\u00e1-lo a lidar com a parte dela nessa experi\u00eancia.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Nas \u00faltimas duas semanas, descobri como a intelig\u00eancia artificial est\u00e1 mudando essa rela\u00e7\u00e3o.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Antes de me reunir com cada um desses especialistas, pesquisei a terminologia para compreender os assuntos que precisava discutir. Analisei documentos complexos e identifiquei perguntas que talvez eu nem soubesse que deveria fazer durante minhas consultas de acompanhamento.   Pesquisei cl\u00e1usulas complexas de seguros. Tomei essas medidas para avaliar poss\u00edveis consultores profissionais, considerando, em parte, a profundidade de seu racioc\u00ednio e sua capacidade de discutir as pesquisas que eu j\u00e1 havia realizado.  <\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Eu ainda n\u00e3o era um especialista, mas j\u00e1 era um consumidor mais bem informado. <\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">O exemplo mais claro, por\u00e9m, surgiu quando precisamos trocar de carro. <\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span>[\/vc_column_text][\/vc_column][\/vc_row][\/vc_section][vc_section][vc_row][vc_column][vc_column_text css=&#8221;&#8221;]<\/p>\n<h2><span class=\"TextRun SCXW103455125 BCX0\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW103455125 BCX0\" data-ccp-parastyle=\"p3\" data-ccp-parastyle-defn=\"{&quot;ObjectId&quot;:&quot;55a68153-7335-547e-9a8c-d95dc03098f4|1&quot;,&quot;ClassId&quot;:1073872969,&quot;Properties&quot;:[201342446,&quot;1&quot;,201342447,&quot;5&quot;,201342448,&quot;1&quot;,201342449,&quot;1&quot;,469777841,&quot;Helvetica&quot;,469777842,&quot;Times New Roman&quot;,469777843,&quot;Times New Roman&quot;,469777844,&quot;Helvetica&quot;,201341986,&quot;1&quot;,469769226,&quot;Helvetica,Times New Roman&quot;,268442635,&quot;21&quot;,469775450,&quot;p3&quot;,201340122,&quot;2&quot;,134233614,&quot;true&quot;,469778129,&quot;p3&quot;,335572020,&quot;1&quot;,335551500,&quot;6700057&quot;,335559740,&quot;240&quot;,201341983,&quot;0&quot;,335559739,&quot;0&quot;,469778324,&quot;Normal&quot;]}\">Quando a IA <\/span><span class=\"NormalTextRun SCXW103455125 BCX0\" data-ccp-parastyle=\"p3\"><\/span><span class=\"NormalTextRun SCXW103455125 BCX0\" data-ccp-parastyle=\"p3\">se tornou <\/span><span class=\"NormalTextRun SCXW103455125 BCX0\" data-ccp-parastyle=\"p3\"><\/span><span class=\"NormalTextRun SCXW103455125 BCX0\" data-ccp-parastyle=\"p3\">parte <\/span><span class=\"NormalTextRun SCXW103455125 BCX0\" data-ccp-parastyle=\"p3\">da<\/span><span class=\"NormalTextRun SCXW103455125 BCX0\" data-ccp-parastyle=\"p3\">jornada <\/span><span class=\"NormalTextRun SCXW103455125 BCX0\" data-ccp-parastyle=\"p3\">de<\/span><span class=\"NormalTextRun SCXW103455125 BCX0\" data-ccp-parastyle=\"p3\">compra<\/span><\/span><span class=\"EOP Selected SCXW103455125 BCX0\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/h2>\n<p><span data-contrast=\"none\">Minha esposa e eu utilizamos a IA durante praticamente todo o processo de compra do carro.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Utilizamos a intelig\u00eancia artificial para pesquisar ve\u00edculos com base em nossos requisitos, comparar modelos e avaliar pre\u00e7os e seguran\u00e7a.   <\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Assim que encontramos um ve\u00edculo que est\u00e1vamos considerando seriamente, a IA passou a atuar como consultora nos bastidores durante toda<\/span> a transa\u00e7\u00e3o<span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> <\/span><span data-contrast=\"none\"> . N\u00f3s o utilizamos para ajudar a avaliar: <\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> <\/span><\/p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"none\">Alternativas de financiamento<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"none\">Condi\u00e7\u00f5es de empr\u00e9stimo<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"none\">Produtos em garantia<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"none\">Custos de manuten\u00e7\u00e3o previstos<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"none\">Os aspectos econ\u00f4micos da compra como um todo<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-contrast=\"none\">Chegamos at\u00e9 a usar os recursos de v\u00eddeo ao vivo para nos orientar durante uma inspe\u00e7\u00e3o detalhada do ve\u00edculo.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Quando nos sentamos para concluir a compra, algo fascinante havia acontecido.   A revendedora ainda<\/span> <span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> <\/span><span data-contrast=\"none\">  era importante. O fabricante continuava sendo importante. O banco ainda era importante.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> <\/span><\/p>\n<p><span data-contrast=\"none\">Mas nenhum deles controlava a experi\u00eancia. N\u00f3s fizemos.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">A compra se tornou uma das experi\u00eancias mais tranquilas e menos estressantes que qualquer um de n\u00f3s j\u00e1 teve ao adquirir um ve\u00edculo, porque chegamos a cada intera\u00e7\u00e3o bem informados e confiantes nas decis\u00f5es que est\u00e1vamos tomando.  <\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Em menos de duas semanas, a intelig\u00eancia artificial havia se tornado uma intermedi\u00e1ria nas \u00e1reas de sa\u00fade, seguros, servi\u00e7os jur\u00eddicos e finan\u00e7as.  <\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> <\/span><span data-contrast=\"none\"> e varejo. Isso me ajudou a entender informa\u00e7\u00f5es complexas, a me preparar para conversas importantes,<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> <\/span><span data-contrast=\"none\">comparar alternativas e tomar decis\u00f5es com mais confian\u00e7a.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> <\/span><\/p>\n<p><span data-contrast=\"none\">Para algu\u00e9m que passou grande parte da carreira refletindo sobre a experi\u00eancia do cliente, isso me fez<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> <\/span><span data-contrast=\"none\">reconsiderar algo fundamental.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> <\/span><\/p>\n<p><span data-contrast=\"none\">Temos falado sobre a IA transformando a experi\u00eancia do cliente principalmente da perspectiva da empresa.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Acho que talvez estejamos olhando para o lado errado dessa transforma\u00e7\u00e3o.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span>[\/vc_column_text][\/vc_column][\/vc_row][\/vc_section][vc_section][vc_row][vc_column][vc_column_text css=&#8221;&#8221;]<\/p>\n<h2><span class=\"TextRun SCXW205885144 BCX0\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW205885144 BCX0\" data-ccp-parastyle=\"p3\" data-ccp-parastyle-defn=\"{&quot;ObjectId&quot;:&quot;55a68153-7335-547e-9a8c-d95dc03098f4|1&quot;,&quot;ClassId&quot;:1073872969,&quot;Properties&quot;:[201342446,&quot;1&quot;,201342447,&quot;5&quot;,201342448,&quot;1&quot;,201342449,&quot;1&quot;,469777841,&quot;Helvetica&quot;,469777842,&quot;Times New Roman&quot;,469777843,&quot;Times New Roman&quot;,469777844,&quot;Helvetica&quot;,201341986,&quot;1&quot;,469769226,&quot;Helvetica,Times New Roman&quot;,268442635,&quot;21&quot;,469775450,&quot;p3&quot;,201340122,&quot;2&quot;,134233614,&quot;true&quot;,469778129,&quot;p3&quot;,335572020,&quot;1&quot;,335551500,&quot;6700057&quot;,335559740,&quot;240&quot;,201341983,&quot;0&quot;,335559739,&quot;0&quot;,469778324,&quot;Normal&quot;]}\">A vis\u00e3o<\/span><span class=\"NormalTextRun SCXW205885144 BCX0\" data-ccp-parastyle=\"p3\"><\/span><span class=\"NormalTextRun SCXW205885144 BCX0\" data-ccp-parastyle=\"p3\">360 graus <\/span><span class=\"NormalTextRun SCXW205885144 BCX0\" data-ccp-parastyle=\"p3\"><\/span><span class=\"NormalTextRun SCXW205885144 BCX0\" data-ccp-parastyle=\"p3\">agora <\/span><span class=\"NormalTextRun SCXW205885144 BCX0\" data-ccp-parastyle=\"p3\">funciona nos dois sentidos<\/span><\/span><span class=\"EOP Selected SCXW205885144 BCX0\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/h2>\n<div>\n<div id=\"_com_10\" class=\"msocomtxt\">\n<p><span data-contrast=\"none\">As empresas investiram bilh\u00f5es para criar uma vis\u00e3o 360 graus do cliente por meio da integra\u00e7\u00e3o de dados, da constru\u00e7\u00e3o de perfis de clientes, da an\u00e1lise de jornadas, da identifica\u00e7\u00e3o de inten\u00e7\u00f5es e muito mais.   <\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">A ambi\u00e7\u00e3o sempre foi bem clara: conhecer o cliente o suficiente para proporcionar uma experi\u00eancia melhor<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> <\/span><span data-contrast=\"none\">experi\u00eancia.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> <\/span><\/p>\n<p><span data-contrast=\"none\">Mas a IA est\u00e1 agora criando o inverso.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Os clientes est\u00e3o cada vez mais informados sobre seus produtos, concorrentes, pre\u00e7os, contratos, pol\u00edticas, avalia\u00e7\u00f5es<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> <\/span><span data-contrast=\"none\"> e poss\u00edveis pontos de negocia\u00e7\u00e3o antes mesmo de falarem com voc\u00ea. Eles podem enviar informa\u00e7\u00f5es complexas<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> <\/span><span data-contrast=\"none\"> e pedir \u00e0 IA para explic\u00e1-las. Eles podem comparar ofertas concorrentes, identificar as perguntas que deveriam<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> <\/span><span data-contrast=\"none\">fazer, verificar se uma explica\u00e7\u00e3o faz sentido e se preparar para a pr\u00f3xima intera\u00e7\u00e3o antes que ela<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> <\/span><span data-contrast=\"none\">aconte\u00e7a.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> <\/span><\/p>\n<p><span data-contrast=\"none\">Eu vivenciei isso em primeira m\u00e3o ao lidar com as consequ\u00eancias do nosso acidente. Em determinado momento, me vi<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> <\/span><span data-contrast=\"none\"> tentando entender a rela\u00e7\u00e3o entre seguro automotivo, seguro sa\u00fade e as leis que regem se e como uma seguradora poderia solicitar reembolso a partir de uma futura indeniza\u00e7\u00e3o. At\u00e9 pouco tempo atr\u00e1s, eu consideraria isso uma combina\u00e7\u00e3o quase indecifr\u00e1vel de contratos de seguro e terminologia jur\u00eddica.   Minhas op\u00e7\u00f5es teriam se limitado, em grande parte, a perguntar a uma seguradora ou a um advogado o que isso significava e aceitar a explica\u00e7\u00e3o.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> <\/span><\/p>\n<p><span data-contrast=\"none\">A IA me ajudou a compreender os conceitos, pesquisar as regras aplic\u00e1veis, analisar a reda\u00e7\u00e3o dos<\/span>documentos relevantes<span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> <\/span><span data-contrast=\"none\">e, o mais importante, entender o que essas disposi\u00e7\u00f5es poderiam significar para mim como consumidor<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> <\/span><span data-contrast=\"none\"> . Assim, eu poderia preparar perguntas mais adequadas para minhas conversas com os profissionais respons\u00e1veis por<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> <\/span><span data-contrast=\"none\">me orientar.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> <\/span><\/p>\n<p><span data-contrast=\"none\">A IA n\u00e3o estava atuando como meu advogado nem como minha seguradora. Isso me proporcionou conhecimento suficiente para participar de forma significativa de uma conversa que, historicamente, seria dominada quase inteiramente pelo conhecimento especializado das institui\u00e7\u00f5es.  <\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">E, ao contr\u00e1rio da revolu\u00e7\u00e3o nas buscas na internet que a precedeu, os consumidores n\u00e3o precisam mais reunir manualmente<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> <\/span><span data-contrast=\"none\"> dezenas de informa\u00e7\u00f5es e determinar como elas se encaixam. A IA pode sintetizar essas informa\u00e7\u00f5es<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> <\/span><span data-contrast=\"none\">de acordo com as circunst\u00e2ncias individuais do cliente e ajud\u00e1-lo a decidir o que explorar em seguida.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> <\/span><\/p>\n<p><span data-contrast=\"none\">Essa \u00e9 uma transforma\u00e7\u00e3o enorme no equil\u00edbrio de informa\u00e7\u00f5es entre as empresas e seus clientes.  <\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">E os servi\u00e7os financeiros podem estar nos dando um dos sinais iniciais mais claros dessa mudan\u00e7a.  <\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><!-- [if !supportAnnotations]--><\/p>\n<\/div>\n<p><!--[endif]--><\/p>\n<\/div>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][\/vc_section][vc_section][vc_row][vc_column][vc_column_text css=&#8221;&#8221;]<\/p>\n<h2>A consultoria financeira j\u00e1 est\u00e1 saindo do \u00e2mbito das institui\u00e7\u00f5es<\/h2>\n<p><a href=\"https:\/\/news.stanford.edu\/stories\/2026\/07\/ai-financial-investing-advice-research\" target=\"_blank\" rel=\"noopener\"><span data-contrast=\"none\">Pesquisadores do MIT Sloan e de Stanford<\/span><\/a><span data-contrast=\"none\"> examinaram recentemente como os consumidores est\u00e3o utilizando grandes modelos de linguagem<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> <\/span><span data-contrast=\"none\">(LLMs) para obter orienta\u00e7\u00e3o financeira.<\/span><\/p>\n<p><span data-contrast=\"none\">A pesquisa deles destaca que pesquisas setoriais indicam que mais da metade dos adultos nos Estados Unidos e no Reino<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> <\/span><span data-contrast=\"none\">Unido j\u00e1 utilizaram LLMs para orienta\u00e7\u00e3o financeira pessoal, o que pode superar a propor\u00e7\u00e3o daqueles que consultam um<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> <\/span><span data-contrast=\"none\">consultor financeiro humano.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> <\/span><\/p>\n<p><span data-contrast=\"none\">A intelig\u00eancia artificial n\u00e3o precisa se tornar uma consultora financeira perfeita para transformar o setor de servi\u00e7os financeiros.   Basta tornar<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> <\/span><span data-contrast=\"none\">a educa\u00e7\u00e3o financeira mais acess\u00edvel.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> <\/span><\/p>\n<p><a href=\"https:\/\/www.npr.org\/2026\/08\/12\/nx-s1-5924813\/ai-chatbots-financial-advice\" target=\"_blank\" rel=\"noopener\"><span data-contrast=\"none\">A NPR divulgou recentemente uma pesquisa da J.D. Power<\/span><\/a><span data-contrast=\"none\"> na qual 40% dos consumidores entrevistados afirmaram ter<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> <\/span><span data-contrast=\"none\"> recorrido \u00e0 IA nos \u00faltimos tr\u00eas meses para ajudar a gerenciar suas finan\u00e7as. Mais de um ter\u00e7o dos usu\u00e1rios de IA<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> <\/span><span data-contrast=\"none\">afirmaram que as orienta\u00e7\u00f5es os ajudaram a tomar decis\u00f5es financeiras mais inteligentes, um resultado compar\u00e1vel \u00e0 porcentagem daqueles que<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> <\/span><span data-contrast=\"none\">considerou \u00fateis as orienta\u00e7\u00f5es do pr\u00f3prio banco.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> <\/span><\/p>\n<p><a href=\"https:\/\/news.gallup.com\/poll\/712952\/americans-canadians-turn-financial-guidance.aspx\" target=\"_blank\" rel=\"noopener\"><span data-contrast=\"none\">Em contrapartida, uma pesquisa recente da Gallup<\/span><\/a><span data-contrast=\"none\"> revelou n\u00edveis muito mais baixos de uso da IA para orienta\u00e7\u00e3o financeira e uma confian\u00e7a substancialmente maior nos consultores financeiros humanos.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> <\/span><\/p>\n<p><span data-contrast=\"none\">Quando analisados em conjunto, esses n\u00fameros n\u00e3o se contradizem. Eles descrevem uma transi\u00e7\u00e3o em andamento, na qual os consumidores est\u00e3o experimentando intensamente a intelig\u00eancia artificial, mas continuam valorizando a responsabilidade de um profissional humano.  <\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Esse \u00e9 o verdadeiro risco para bancos e empresas de consultoria.   Os clientes n\u00e3o precisam mais que as institui\u00e7\u00f5es sejam sua \u00fanica fonte de conhecimento especializado. <\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">E esse comportamento j\u00e1 est\u00e1 se espalhando muito al\u00e9m do setor de servi\u00e7os financeiros.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span>[\/vc_column_text][\/vc_column][\/vc_row][\/vc_section][vc_section][vc_row][vc_column][vc_column_text css=&#8221;&#8221;]<\/p>\n<h2><span class=\"TextRun SCXW8895052 BCX0\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW8895052 BCX0\" data-ccp-parastyle=\"p3\" data-ccp-parastyle-defn=\"{&quot;ObjectId&quot;:&quot;55a68153-7335-547e-9a8c-d95dc03098f4|1&quot;,&quot;ClassId&quot;:1073872969,&quot;Properties&quot;:[201342446,&quot;1&quot;,201342447,&quot;5&quot;,201342448,&quot;1&quot;,201342449,&quot;1&quot;,469777841,&quot;Helvetica&quot;,469777842,&quot;Times New Roman&quot;,469777843,&quot;Times New Roman&quot;,469777844,&quot;Helvetica&quot;,201341986,&quot;1&quot;,469769226,&quot;Helvetica,Times New Roman&quot;,268442635,&quot;21&quot;,469775450,&quot;p3&quot;,201340122,&quot;2&quot;,134233614,&quot;true&quot;,469778129,&quot;p3&quot;,335572020,&quot;1&quot;,335551500,&quot;6700057&quot;,335559740,&quot;240&quot;,201341983,&quot;0&quot;,335559739,&quot;0&quot;,469778324,&quot;Normal&quot;]}\">A sala de exames <\/span><span class=\"NormalTextRun SCXW8895052 BCX0\" data-ccp-parastyle=\"p3\">n\u00e3o \u00e9<\/span><span class=\"NormalTextRun SCXW8895052 BCX0\" data-ccp-parastyle=\"p3\"> mais a primeira parada <\/span><\/span><span class=\"EOP Selected SCXW8895052 BCX0\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/h2>\n<p><a href=\"https:\/\/www.kff.org\/public-opinion\/kff-tracking-poll-on-health-information-and-trust-use-of-ai-for-health-information-and-advice\/\" target=\"_blank\" rel=\"noopener\"><span data-contrast=\"none\">A KFF divulgou, em mar\u00e7o de 2026,<\/span><\/a><span data-contrast=\"none\"> que 32% dos adultos haviam usado IA para obter informa\u00e7\u00f5es sobre sa\u00fade f\u00edsica ou mental ou<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> <\/span><span data-contrast=\"none\"> orienta\u00e7\u00f5es durante o ano anterior. Entre esses usu\u00e1rios, 41% afirmaram ter inserido informa\u00e7\u00f5es m\u00e9dicas pessoais<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> <\/span><span data-contrast=\"none\">, informa\u00e7\u00f5es como resultados de exames ou anota\u00e7\u00f5es m\u00e9dicas em uma ferramenta de intelig\u00eancia artificial, buscando explica\u00e7\u00f5es ou orienta\u00e7\u00f5es.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> <\/span><\/p>\n<p><span data-contrast=\"none\">Os pacientes n\u00e3o est\u00e3o mais apenas pesquisando seus sintomas. Eles est\u00e3o chegando \u00e0s consultas depois de terem pedido \u00e0 IA para<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> <\/span><span data-contrast=\"none\">explicar a terminologia, interprete as informa\u00e7\u00f5es, organize as perguntas e os ajude a entender o que eles podem<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> <\/span><span data-contrast=\"none\">querer discutir com seu m\u00e9dico.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> <\/span><\/p>\n<p><span data-contrast=\"none\">Essa tem sido outra parte da minha pr\u00f3pria experi\u00eancia ap\u00f3s o acidente. Quando os resultados dos exames ficaram prontos, eu<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> <\/span><span data-contrast=\"none\">n\u00e3o precisei passar os dias que antecederam minha consulta me perguntando o que certos termos desconhecidos<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> <\/span><span data-contrast=\"none\">poderiam significar ou tentando juntar as pe\u00e7as a partir de resultados aleat\u00f3rios de pesquisa.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> <\/span><\/p>\n<p><span data-contrast=\"none\">Eu poderia usar a intelig\u00eancia artificial para traduzir resultados complexos em uma linguagem simples e me ajudar a elaborar uma lista melhor de perguntas para fazer ao meu m\u00e9dico.   <\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Existem riscos reais nessa quest\u00e3o. A IA pode se enganar. O contexto \u00e9 fundamental na medicina. A privacidade \u00e9 essencial. <\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">A experi\u00eancia profissional faz a diferen\u00e7a. Mas a mudan\u00e7a de comportamento j\u00e1 ocorreu.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">O paciente que chega \u00e0 sala de consulta pode ter passado uma hora interagindo com um sistema de IA<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> <\/span><span data-contrast=\"none\">antes de passar quinze minutos com a equipe de sa\u00fade. <\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> <\/span>[\/vc_column_text][\/vc_column][\/vc_row][\/vc_section][vc_section][vc_row][vc_column][vc_column_text css=&#8221;&#8221;]<\/p>\n<h2><span class=\"TextRun SCXW34601797 BCX0\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW34601797 BCX0\" data-ccp-parastyle=\"p3\" data-ccp-parastyle-defn=\"{&quot;ObjectId&quot;:&quot;55a68153-7335-547e-9a8c-d95dc03098f4|1&quot;,&quot;ClassId&quot;:1073872969,&quot;Properties&quot;:[201342446,&quot;1&quot;,201342447,&quot;5&quot;,201342448,&quot;1&quot;,201342449,&quot;1&quot;,469777841,&quot;Helvetica&quot;,469777842,&quot;Times New Roman&quot;,469777843,&quot;Times New Roman&quot;,469777844,&quot;Helvetica&quot;,201341986,&quot;1&quot;,469769226,&quot;Helvetica,Times New Roman&quot;,268442635,&quot;21&quot;,469775450,&quot;p3&quot;,201340122,&quot;2&quot;,134233614,&quot;true&quot;,469778129,&quot;p3&quot;,335572020,&quot;1&quot;,335551500,&quot;6700057&quot;,335559740,&quot;240&quot;,201341983,&quot;0&quot;,335559739,&quot;0&quot;,469778324,&quot;Normal&quot;]}\">Como a IA est\u00e1 elevando o <\/span><span class=\"NormalTextRun SCXW34601797 BCX0\" data-ccp-parastyle=\"p3\">padr\u00e3o de excel\u00eancia <\/span><span class=\"NormalTextRun SCXW34601797 BCX0\" data-ccp-parastyle=\"p3\">em rela\u00e7\u00e3o \u00e0 especializa\u00e7\u00e3o jur\u00eddica<\/span><span class=\"NormalTextRun SCXW34601797 BCX0\" data-ccp-parastyle=\"p3\"> <\/span><\/span><span class=\"EOP Selected SCXW34601797 BCX0\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/h2>\n<p><span data-contrast=\"none\">Os servi\u00e7os jur\u00eddicos podem estar enfrentando uma vers\u00e3o ainda mais complexa desse mesmo fen\u00f4meno.  <\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Minha pr\u00f3pria experi\u00eancia confirmou isso. Escolher um advogado ap\u00f3s o acidente n\u00e3o foi simplesmente uma quest\u00e3o de<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> <\/span><span data-contrast=\"none\"> comparar an\u00fancios, sites ou reputa\u00e7\u00f5es. Quando comecei a ter conversas mais profundas,<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> <\/span><span data-contrast=\"none\">a IA j\u00e1 havia me ajudado a compreender muitas das quest\u00f5es que eu queria discutir.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> <\/span><\/p>\n<p><span data-contrast=\"none\">Existem limita\u00e7\u00f5es e riscos evidentes nessa quest\u00e3o. A assessoria jur\u00eddica exige conhecimento jurisdicional, profissional<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> <\/span><span data-contrast=\"none\"> discernimento e confidencialidade que um LLM de uso geral n\u00e3o pode garantir. <\/span><a href=\"https:\/\/www.reuters.com\/legal\/government\/ai-ruling-prompts-warnings-us-lawyers-your-chats-could-be-used-against-you-2026-04-15\/\" target=\"_blank\" rel=\"noopener\"><span data-contrast=\"none\">Decis\u00f5es judiciais recentes<\/span><\/a><span data-contrast=\"none\"> t\u00eam<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> <\/span><span data-contrast=\"none\">tamb\u00e9m levantado s\u00e9rias quest\u00f5es sobre se as conversas com sistemas de IA recebem algo semelhante<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> <\/span><span data-contrast=\"none\">sigilo profissional entre advogado e cliente.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> <\/span><\/p>\n<p><span data-contrast=\"none\">Mas focar exclusivamente em saber se a intelig\u00eancia artificial pode substituir o profissional \u00e9 deixar de lado a transforma\u00e7\u00e3o mais ampla da experi\u00eancia do cliente.  <\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span>[\/vc_column_text][\/vc_column][\/vc_row][\/vc_section][vc_section][vc_row][vc_column][vc_column_text css=&#8221;&#8221;]<\/p>\n<h2><span class=\"TextRun SCXW174385602 BCX0\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW174385602 BCX0\" data-ccp-parastyle=\"p3\" data-ccp-parastyle-defn=\"{&quot;ObjectId&quot;:&quot;55a68153-7335-547e-9a8c-d95dc03098f4|1&quot;,&quot;ClassId&quot;:1073872969,&quot;Properties&quot;:[201342446,&quot;1&quot;,201342447,&quot;5&quot;,201342448,&quot;1&quot;,201342449,&quot;1&quot;,469777841,&quot;Helvetica&quot;,469777842,&quot;Times New Roman&quot;,469777843,&quot;Times New Roman&quot;,469777844,&quot;Helvetica&quot;,201341986,&quot;1&quot;,469769226,&quot;Helvetica,Times New Roman&quot;,268442635,&quot;21&quot;,469775450,&quot;p3&quot;,201340122,&quot;2&quot;,134233614,&quot;true&quot;,469778129,&quot;p3&quot;,335572020,&quot;1&quot;,335551500,&quot;6700057&quot;,335559740,&quot;240&quot;,201341983,&quot;0&quot;,335559739,&quot;0&quot;,469778324,&quot;Normal&quot;]}\">A <\/span><span class=\"NormalTextRun SCXW174385602 BCX0\" data-ccp-parastyle=\"p3\"><\/span><span class=\"NormalTextRun SCXW174385602 BCX0\" data-ccp-parastyle=\"p3\">pr\u00f3xima <\/span><span class=\"NormalTextRun SCXW174385602 BCX0\" data-ccp-parastyle=\"p3\"><\/span><span class=\"NormalTextRun SCXW174385602 BCX0\" data-ccp-parastyle=\"p3\">fronteira da experi\u00eancia do cliente <\/span><span class=\"NormalTextRun SCXW174385602 BCX0\" data-ccp-parastyle=\"p3\"><\/span><span class=\"NormalTextRun SCXW174385602 BCX0\" data-ccp-parastyle=\"p3\">n\u00e3o se resume <\/span><span class=\"NormalTextRun SCXW174385602 BCX0\" data-ccp-parastyle=\"p3\">\u00e1<\/span><span class=\"NormalTextRun SCXW174385602 BCX0\" data-ccp-parastyle=\"p3\">intelig\u00eancia artificial <\/span><span class=\"NormalTextRun SCXW174385602 BCX0\" data-ccp-parastyle=\"p3\"><\/span><span class=\"NormalTextRun SCXW174385602 BCX0\" data-ccp-parastyle=\"p3\">n\u00e1s<\/span><span class=\"NormalTextRun SCXW174385602 BCX0\" data-ccp-parastyle=\"p3\">empresas<\/span><span class=\"NormalTextRun SCXW174385602 BCX0\" data-ccp-parastyle=\"p3\"><\/span><\/span><span class=\"EOP Selected SCXW174385602 BCX0\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/h2>\n<p><span data-contrast=\"none\">Atualmente, h\u00e1 um enorme interesse em como as empresas podem utilizar a IA. Estamos analisando como a IA pode automatizar<\/span>um servi\u00e7o<span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> <\/span>, melhorar a produtividade dos funcion\u00e1rios, personalizar as intera\u00e7\u00f5es, permitir que agentes de IA resolvam problemas<span data-contrast=\"none\">dos clientes<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> <\/span><span data-contrast=\"none\"> e reduzir o custo do atendimento. Essas s\u00e3o quest\u00f5es importantes, e continuam a redefinir<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> <\/span><span data-contrast=\"none\">a experi\u00eancia do cliente.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> <\/span><\/p>\n<p><span data-contrast=\"none\">Mas h\u00e1 outra quest\u00e3o que pode se revelar igualmente importante: o que acontece quando o cliente traz<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> <\/span><span data-contrast=\"none\">sua pr\u00f3pria IA para a experi\u00eancia?<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> <\/span><\/p>\n<p><span data-contrast=\"none\">Eles est\u00e3o mais preparados, t\u00eam maior capacidade de compara\u00e7\u00e3o, conseguem questionar inconsist\u00eancias com mais facilidade e est\u00e3o mais aptos a compreender situa\u00e7\u00f5es complexas.   Acima de tudo, eles est\u00e3o<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> <\/span><span data-contrast=\"none\">cada vez menos dependentes da empresa para organizar sua jornada.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> <\/span><\/p>\n<p><span data-contrast=\"none\">Isso cria uma oportunidade extraordin\u00e1ria para as organiza\u00e7\u00f5es dispostas a abra\u00e7ar essa mudan\u00e7a.   Acho que as empresas vencedoras<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> <\/span><span data-contrast=\"none\">v\u00e3o deixar de presumir que controlam a jornada do cliente.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> <\/span><\/p>\n<p><span data-contrast=\"none\">Minha experi\u00eancia ao longo dessas duas semanas tornou isso muito real para mim.   Nas \u00e1reas de sa\u00fade, seguros, servi\u00e7os profissionais, finan\u00e7as e varejo, as institui\u00e7\u00f5es continuaram sendo extremamente importantes.   <\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Mas eu j\u00e1 n\u00e3o dependia completamente de uma \u00fanica institui\u00e7\u00e3o para me explicar toda a experi\u00eancia.  <\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">A intelig\u00eancia artificial me proporcionou uma camada de intelig\u00eancia que me acompanhou em todas elas.  <\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">As empresas passaram vinte anos tentando construir uma vis\u00e3o 360 graus do cliente.   A IA agora est\u00e1<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> <\/span><span data-contrast=\"none\">oferecendo ao cliente uma vis\u00e3o de 360 graus da empresa.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> <\/span><\/p>\n<p><span data-contrast=\"none\">Acredito que a pr\u00f3xima fronteira da experi\u00eancia do cliente ser\u00e1 definida pela visibilidade m\u00fatua: empresas e clientes que finalmente conseguem enxergar uns aos outros com clareza.   <\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">E n\u00e3o estou convencido de que a maioria das empresas esteja preparada.  <\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Preencher essa lacuna \u00e9 o verdadeiro desafio que os l\u00edderes de CX t\u00eam pela frente. Elas precisam equipar as equipes de atendimento e os agentes de intelig\u00eancia artificial com um n\u00edvel de conhecimento equivalente ao que os pr\u00f3prios clientes j\u00e1 possuem.   <\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><a href=\"https:\/\/www.genesys.com\/pt-br\/genesys-cloud\" target=\"_blank\" rel=\"noopener\"><span data-contrast=\"none\">Veja como a Genesys ajuda as empresas a desenvolver esse tipo de intelig\u00eancia.  <\/span><\/a><span data-contrast=\"none\">\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span>[\/vc_column_text][\/vc_column][\/vc_row][\/vc_section]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_section full_width=&#8221;stretch_row&#8221;][vc_row][vc_column][vc_column_text css=&#8221;&#8221;]H\u00e1 duas semanas, eu achava que entendia o papel da intelig\u00eancia artificial (IA) na experi\u00eancia do cliente (CX). \u00a0 Ent\u00e3o, minha esposa e eu nos envolvemos em um grave acidente de carro. \u00a0 Em um instante, nos vimos lidando com um ecossistema complexo de prestadores de servi\u00e7os de sa\u00fade, seguradoras , advogados, decis\u00f5es [&hellip;]<\/p>\n","protected":false},"author":661,"featured_media":642240,"template":"","tax_priority":[54],"tax_blogtype":[17764],"tax_blogcategory":[15941,18500,18476],"tax_contenttheme":[14856],"tax_bundle":[],"tax_contenttheme2":[16122],"tax_capability_sitewide":[16255,16208,18320],"tax_products_programs":[],"tax_buying_job":[],"tax_buyer_persona":[16877,16910],"tax_sector":[17043,16945,16985,17019,16958,17057],"tax_segment":[17097,17107,17140],"class_list":["post-648643","blog","type-blog","status-publish","has-post-thumbnail","hentry","tax_priority-54","tax_blogtype-genesys-executives-pt-br","tax_blogcategory-ai-and-machine-learning-pt-br","tax_blogcategory-customer-journey-management-pt-br","tax_blogcategory-experience-orchestration-pt-br","tax_contenttheme-melhore-a-experiencia-do-cliente","tax_contenttheme2-grow-your-business-pt-br","tax_capability_sitewide-digital-pt-br","tax_capability_sitewide-ai-and-automation-pt-br","tax_capability_sitewide-journey-management-pt-br","tax_buyer_persona-business-pt-br","tax_buyer_persona-technical-pt-br","tax_sector-retail-pt-br","tax_sector-financial-pt-br","tax_sector-industrial-pt-br","tax_sector-public-pt-br","tax_sector-healthcare-pt-br","tax_sector-technology-pt-br","tax_segment-enterprise-pt-br","tax_segment-midsized-pt-br","tax_segment-smb-pt-br","tax_content_type-blog-pt-br"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.genesys.com\/pt-br\/wp-json\/wp\/v2\/blog\/648643","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.genesys.com\/pt-br\/wp-json\/wp\/v2\/blog"}],"about":[{"href":"https:\/\/www.genesys.com\/pt-br\/wp-json\/wp\/v2\/types\/blog"}],"author":[{"embeddable":true,"href":"https:\/\/www.genesys.com\/pt-br\/wp-json\/wp\/v2\/users\/661"}],"version-history":[{"count":4,"href":"https:\/\/www.genesys.com\/pt-br\/wp-json\/wp\/v2\/blog\/648643\/revisions"}],"predecessor-version":[{"id":648647,"href":"https:\/\/www.genesys.com\/pt-br\/wp-json\/wp\/v2\/blog\/648643\/revisions\/648647"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.genesys.com\/pt-br\/wp-json\/wp\/v2\/media\/642240"}],"wp:attachment":[{"href":"https:\/\/www.genesys.com\/pt-br\/wp-json\/wp\/v2\/media?parent=648643"}],"wp:term":[{"taxonomy":"tax_priority","embeddable":true,"href":"https:\/\/www.genesys.com\/pt-br\/wp-json\/wp\/v2\/tax_priority?post=648643"},{"taxonomy":"tax_blogtype","embeddable":true,"href":"https:\/\/www.genesys.com\/pt-br\/wp-json\/wp\/v2\/tax_blogtype?post=648643"},{"taxonomy":"tax_blogcategory","embeddable":true,"href":"https:\/\/www.genesys.com\/pt-br\/wp-json\/wp\/v2\/tax_blogcategory?post=648643"},{"taxonomy":"tax_contenttheme","embeddable":true,"href":"https:\/\/www.genesys.com\/pt-br\/wp-json\/wp\/v2\/tax_contenttheme?post=648643"},{"taxonomy":"tax_bundle","embeddable":true,"href":"https:\/\/www.genesys.com\/pt-br\/wp-json\/wp\/v2\/tax_bundle?post=648643"},{"taxonomy":"tax_contenttheme2","embeddable":true,"href":"https:\/\/www.genesys.com\/pt-br\/wp-json\/wp\/v2\/tax_contenttheme2?post=648643"},{"taxonomy":"tax_capability_sitewide","embeddable":true,"href":"https:\/\/www.genesys.com\/pt-br\/wp-json\/wp\/v2\/tax_capability_sitewide?post=648643"},{"taxonomy":"tax_products_programs","embeddable":true,"href":"https:\/\/www.genesys.com\/pt-br\/wp-json\/wp\/v2\/tax_products_programs?post=648643"},{"taxonomy":"tax_buying_job","embeddable":true,"href":"https:\/\/www.genesys.com\/pt-br\/wp-json\/wp\/v2\/tax_buying_job?post=648643"},{"taxonomy":"tax_buyer_persona","embeddable":true,"href":"https:\/\/www.genesys.com\/pt-br\/wp-json\/wp\/v2\/tax_buyer_persona?post=648643"},{"taxonomy":"tax_sector","embeddable":true,"href":"https:\/\/www.genesys.com\/pt-br\/wp-json\/wp\/v2\/tax_sector?post=648643"},{"taxonomy":"tax_segment","embeddable":true,"href":"https:\/\/www.genesys.com\/pt-br\/wp-json\/wp\/v2\/tax_segment?post=648643"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}